Agency License Details

  

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Glossary Terms


Name: HOWARD FINANCIAL AND INSURANCE SERVICES, INC.License#: 0D21173
DBA: L.H. INSURANCE SERVICES, INC.
FMR: LANCE HOWARD INSURANCE SERVICES, INC.
License type: Accident and HealthStatus: ActiveStatus Date: 03/31/2001Exp Date: 03/31/2015
License type: Casualty Broker-AgentStatus: ActiveStatus Date: 06/07/2001Exp Date: 03/31/2015
License type: Property Broker-AgentStatus: ActiveStatus Date: 06/07/2001Exp Date: 03/31/2015
License type: Life-OnlyStatus: ActiveStatus Date: 03/31/2001Exp Date: 03/31/2015
Business Address: 5401 BUSINESS PARK SOUTH #112 BAKERSFIELD, CA 93309
Number of 2012 Justified Complaints with the Department : 1

Company Appointments
This licensee is authorized to transact on behalf of the following insurers:
AETNA LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 09/18/2002
AETNA LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 09/18/2002
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICAFor: Accident and HealthEffective: 01/10/2003
ALLIANZ LIFE INSURANCE COMPANY OF NORTH AMERICAFor: Life-OnlyEffective: 01/10/2003
AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 01/14/2003
AMERICAN EQUITY INVESTMENT LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 01/14/2003
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUSFor: Accident and HealthEffective: 05/07/2001
AMERICAN FAMILY LIFE ASSURANCE COMPANY OF COLUMBUSFor: Life-OnlyEffective: 05/07/2001
AMERICAN GENERAL LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 04/20/2008
AMERICAN GENERAL LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 04/20/2008
AMERICAN NATIONAL INSURANCE COMPANYFor: Accident and HealthEffective: 06/12/2003
AMERICAN NATIONAL INSURANCE COMPANYFor: Life-OnlyEffective: 06/12/2003
AMERITAS LIFE INSURANCE CORP.For: Accident and HealthEffective: 05/15/2002
AMERITAS LIFE INSURANCE CORP.For: Life-OnlyEffective: 05/15/2002
ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANYFor: Accident and HealthEffective: 01/01/2004
ANTHEM BLUE CROSS LIFE AND HEALTH INSURANCE COMPANYFor: Life-OnlyEffective: 01/01/2004
BANNER LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 12/30/2011
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICAFor: Accident and HealthEffective: 04/09/2007
BERKSHIRE LIFE INSURANCE COMPANY OF AMERICAFor: Life-OnlyEffective: 04/09/2007
BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANYFor: Accident and HealthEffective: 11/30/2001
BLUE SHIELD OF CALIFORNIA LIFE & HEALTH INSURANCE COMPANYFor: Life-OnlyEffective: 11/30/2001
CAREAMERICA LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 09/25/2003
CAREAMERICA LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 09/25/2003
CELTIC INSURANCE COMPANYFor: Accident and HealthEffective: 07/22/2002
CELTIC INSURANCE COMPANYFor: Life-OnlyEffective: 07/22/2002
DEARBORN NATIONAL LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 05/09/2011
DEARBORN NATIONAL LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 05/09/2011
EQUITRUST LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 07/29/2004
EQUITRUST LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 02/01/2012
FIDELITY SECURITY LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 05/20/2004
FIDELITY SECURITY LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 05/20/2004
FORETHOUGHT LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 02/08/2012
GENWORTH LIFE AND ANNUITY INSURANCE COMPANYFor: Accident and HealthEffective: 04/01/2009
GENWORTH LIFE AND ANNUITY INSURANCE COMPANYFor: Life-OnlyEffective: 04/01/2009
GERBER LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 04/01/2005
GERBER LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 04/01/2005
GREAT AMERICAN LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 01/26/2010
GUARANTY INCOME LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 11/30/2007
GUARANTY INCOME LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 11/30/2007
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA (THE)For: Accident and HealthEffective: 04/09/2007
GUARDIAN LIFE INSURANCE COMPANY OF AMERICA (THE)For: Life-OnlyEffective: 04/09/2007
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANYFor: Accident and HealthEffective: 11/15/2005
HARTFORD LIFE AND ACCIDENT INSURANCE COMPANYFor: Life-OnlyEffective: 11/15/2005
HEALTH NET LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 12/01/2003
HEALTH NET LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 12/01/2003
HUMANA INSURANCE COMPANYFor: Accident and HealthEffective: 11/11/2002
HUMANA INSURANCE COMPANYFor: Life-OnlyEffective: 11/11/2002
HUMANADENTAL INSURANCE COMPANYFor: Accident and HealthEffective: 03/07/2006
HUMANADENTAL INSURANCE COMPANYFor: Life-OnlyEffective: 03/07/2006
ING USA ANNUITY AND LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 01/27/2006
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)For: Accident and HealthEffective: 04/02/2006
JOHN HANCOCK LIFE INSURANCE COMPANY (U.S.A.)For: Life-OnlyEffective: 04/02/2006
KAISER PERMANENTE INSURANCE COMPANYFor: Disability OnlyEffective: 10/05/2004
LIBERTY BANKERS LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 02/27/2007
LINCOLN NATIONAL LIFE INSURANCE COMPANY (THE)For: Accident and HealthEffective: 02/04/2010
LINCOLN NATIONAL LIFE INSURANCE COMPANY (THE)For: Life-OnlyEffective: 02/04/2010
MADISON NATIONAL LIFE INSURANCE COMPANY, INC.For: Accident and HealthEffective: 01/16/2006
MADISON NATIONAL LIFE INSURANCE COMPANY, INC.For: Life-OnlyEffective: 01/16/2006
METROPOLITAN LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 06/10/2003
METROPOLITAN LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 06/10/2003
NATIONAL WESTERN LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 09/21/2009
NATIONAL WESTERN LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 09/21/2009
NATIONWIDE LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 12/12/2001
NATIONWIDE LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 12/12/2001
NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCEFor: Accident and HealthEffective: 09/13/2007
NORTH AMERICAN COMPANY FOR LIFE AND HEALTH INSURANCEFor: Life-OnlyEffective: 09/13/2007
PACIFICARE LIFE AND HEALTH INSURANCE COMPANYFor: Accident and HealthEffective: 08/25/2004
PACIFICARE LIFE AND HEALTH INSURANCE COMPANYFor: Life-OnlyEffective: 08/25/2004
PACIFICARE LIFE ASSURANCE COMPANYFor: Accident and HealthEffective: 08/05/2008
PACIFICARE LIFE ASSURANCE COMPANYFor: Life-OnlyEffective: 08/05/2008
PENN TREATY NETWORK AMERICA INSURANCE COMPANYFor: Accident and HealthEffective: 02/28/2007
PENN TREATY NETWORK AMERICA INSURANCE COMPANYFor: Life-OnlyEffective: 02/28/2007
PHL VARIABLE INSURANCE COMPANYFor: Life-OnlyEffective: 12/01/2011
PRINCIPAL LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 12/15/2009
PRINCIPAL LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 12/15/2009
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYFor: Accident and HealthEffective: 05/14/2008
PROVIDENT LIFE AND ACCIDENT INSURANCE COMPANYFor: Life-OnlyEffective: 05/14/2008
SAFEHEALTH LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 02/01/2006
SAFEHEALTH LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 02/01/2006
SAVINGS BANK LIFE INSURANCE COMPANY OF MASSACHUSETTS (THE)For: Life-OnlyEffective: 09/13/2013
SECURITY BENEFIT LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 02/09/2012
STANDARD INSURANCE COMPANYFor: Accident and HealthEffective: 09/15/2003
STANDARD INSURANCE COMPANYFor: Life-OnlyEffective: 09/15/2003
SUN LIFE ASSURANCE COMPANY OF CANADA (U.S.)For: Life-OnlyEffective: 04/15/2008
SUN LIFE ASSURANCE COMPANY OF CANADAFor: Accident and HealthEffective: 12/13/2005
SUN LIFE ASSURANCE COMPANY OF CANADAFor: Life-OnlyEffective: 12/13/2005
TRANSAMERICA LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 06/04/2010
TRANSAMERICA LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 06/04/2010
UNIMERICA INSURANCE COMPANYFor: Accident and HealthEffective: 03/04/2011
UNIMERICA INSURANCE COMPANYFor: Life-OnlyEffective: 03/04/2011
UNITEDHEALTHCARE INSURANCE COMPANYFor: Accident and HealthEffective: 08/05/2008
UNITEDHEALTHCARE INSURANCE COMPANYFor: Life-OnlyEffective: 08/05/2008
UNUM LIFE INSURANCE COMPANY OF AMERICAFor: Accident and HealthEffective: 05/14/2008
UNUM LIFE INSURANCE COMPANY OF AMERICAFor: Life-OnlyEffective: 05/14/2008
WEST COAST LIFE INSURANCE COMPANYFor: Accident and HealthEffective: 03/13/2006
WEST COAST LIFE INSURANCE COMPANYFor: Life-OnlyEffective: 03/13/2006

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If you have any questions about the license information you retrieved, please see the most commonly asked questions in our License Questions and Answers section. If you need further assistance, please call CDI's Producer License Bureau at (800) 967-9331 or (916) 322-3555, or send an e-mail to Producer Licensing Bureau Please be sure to include your name, license number, e-mail address and telephone number in all correspondence with the Department.

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Last Revised - November 11, 2012 07:14 AM
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