Company Profile
Company Complaint Information

SAFECO INSURANCE COMPANY OF AMERICA
175 BERKELEY STREET
BOSTON,   MA 02116
800-344-0197

Company Performance
In compliance with California Insurance Code § 12921.1, the California Department of Insurance conducted a Consumer Complaint Study of all admitted insurance carriers. The company performance table provides the complaints determined by the department to require that corrective action be taken against the insurer, or leading to insurer compromise, or other remedy for the complainant, those that are found to be without merit, those with other outcomes, and justified complaints. Justified complaints often require additional review, as violations of California insurance laws may exist.

Year Closed Complaints
(TOTAL of Categories 1-3)
Category 1:
Complaints found to require corrective action, leading to insurer compromise, or other remedy for the complainant.
Category 2:
Complaints found to be without Merit.
Category 3:
Complaints with Other Outcomes
Category 4:
Justified Complaints
2024 675 120 340 215 24
2023 781 164 315 302 38
2022 432 98 144 190 11

Violation Study

The following table represents number and type of violations found, by reference to the line of insurance and law allegedly violated.

Year Line of Coverage Law Section Summarized Description of Law # of Alleged Violations
2024 Automobile CIC 38.6(b)(3) The opt-in disclosure must display signature and retention of agreement. 1
2024 Automobile CCR 2695.8(f) Standards for the preparation of auto repair estimates on partial losses. 1
2024 Automobile CCR 2695.7(d) Insurer shall conduct a thorough, fair and objective investigation. Cannot seek unnecessary information from claimant. 1
2024 Homeowners CCR 2694a4 In contravention of or inconsistent with policy/contracts 2
2024 Homeowners CCR 2694a3 In contravention of own rules, policies, procedures, guidelines 5
2024 Homeowners CCR 2695.7(d) Insurer shall conduct a thorough, fair and objective investigation. Cannot seek unnecessary information from claimant. 2
2024 Homeowners CIC 790.03h1 Misrepresenting facts or policy provisions. 1
2024 Homeowners CCR 2695.7(b)(1) Must deny all claims in writing. Must cite statute, applicable law or policy provision on 1st party claims. 1
2024 Homeowners CCR 2695.7(h) Must pay within 30 calendar days of accepting claim-exceptions apply- see Regulations. 1
2024 Homeowners CCR 2695.5(b) Must provide complete response to claimant inquiries within 15 calendar days. 2
2024 Homeowners CCR 2695.5(a) Must respond to the California Department of Insurance within 21 calendar days. 7
2024 Homeowners CIC 678(c)(1) Nonrenewals on or after 7/1/2020 shall require at least 75 days notice prior to expiration; notices issued effective 7/1/22 must comply with CCP 1013 if mailed. 5
2024 Homeowners CCR 2695.3(a) File must contain all documents. 1
2024 Homeowners CCR 2695.7(b) Upon receiving proof of claim, insurer shall immediately but in no event more than 40 calendar days accept or deny claim. 1
2024 Homeowners CCR 2694a5 Failed to respond or did not provide a complete response 6
2024 Homeowners CIC 790.03h3 Failing to adopt & implement standards for the prompt investigation & processing of claims 2

If complaint data does not appear for this company, this link will provide you with an explanation.
To view the California Insurance Code (CIC), Click here
To view the California Code of Regulations (CCR), Click here

Comparison Data

The information below is for complaints closed during the study period for this insurance company. The table provides the Justified Complaint Ratio, Market Share, Complaint Share, and Index for this company, grouped by the line of coverage the company was authorized to sell in this study period.

Year Line of Coverage JustifiedComplaint Ratio Market Share Complaint Share Index
2024 Personal Auto 1.61 .419 .13 .31
2024 Commercial Auto .00 4.584 1.47 .32
2024 Homeowners 2.75 5.393 1.42 .26

If complaint data does not appear for this company, this link will provide you with an explanation.


Last Revised - December 03, 2007 11:57 AM
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