Company Profile
Company Complaint Information

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Company Performance
In compliance with California Insurance Code § 12921.1, the California Department of Insurance conducted a Consumer Complaint Study of all admitted insurance carriers. The company performance table provides the complaints determined by the department to require that corrective action be taken against the insurer, or leading to insurer compromise, or other remedy for the complainant, those that are found to be without merit, those with other outcomes, and justified complaints. Justified complaints often require additional review, as violations of California insurance laws may exist.

Year Closed Complaints
(TOTAL of Categories 1-3)
Category 1:
Complaints found to require corrective action, leading to insurer compromise, or other remedy for the complainant.
Category 2:
Complaints found to be without Merit.
Category 3:
Complaints with Other Outcomes
Category 4:
Justified Complaints
2024 103 24 31 48 10
2023 397 196 114 87 40
2022 151 48 48 55 13

Violation Study

The following table represents number and type of violations found, by reference to the line of insurance and law allegedly violated.

Year Line of Coverage Law Section Summarized Description of Law # of Alleged Violations
2024 Automobile CCR 2632.13(e)(3) An insurer shall comply with the reporting procedures when first reporting or modifying a principally at-fault accident to a loss underwriting exchange 1
2024 Automobile CIC 1861.05a Excessive, inadequate, unfairly discriminatory rates 1
2024 Automobile CIC 790.03h3 Failing to adopt & implement standards for the prompt investigation & processing of claims 2
2024 Automobile CIC 880 Failure of insurer to use own name 1
2024 Automobile CCR 2694a3 In contravention of own rules, policies, procedures, guidelines 3
2024 Automobile CCR 2695.7(d) Insurer shall conduct a thorough, fair and objective investigation. Cannot seek unnecessary information from claimant. 1
2024 Automobile CCR 2695.5(e)(3) Upon receiving notice of claim, insurer must begin investigation immediately but in no event more than 15 calendar days later. 1
2024 Automobile CIC 662 Mailing or delivery of notice of cancellation 1
2024 Automobile CIC 660(e)(2) Notification of renewal with an affiliated insurer shall state it is offering replacement with an affiliated insurer. 1
2024 Automobile CIC 660(e)(1) Notification of renewal with an affiliated insurer shall state it will not offer a renewal with the present insurer. 1
2024 Automobile CIC 660(e)(3) Notification of renewal with an affiliated insurer shall state the insured may obtain in writing the reasons for the change in insurers if requested within the timeframes specified. 1
2024 Automobile CCR 2632.13(e)(2) Respond in writing to a request for reconsideration of principally at-fault determination within 30 days by an employee other than who made the original determination 1
2024 Automobile CCR 2695.7(f) Insurer shall provide written notice 60 days before expiration of statute of limitations. 30 days prior for UM claim. 1

If complaint data does not appear for this company, this link will provide you with an explanation.
To view the California Insurance Code (CIC), Click here
To view the California Code of Regulations (CCR), Click here

Comparison Data

The information below is for complaints closed during the study period for this insurance company. The table provides the Justified Complaint Ratio, Market Share, Complaint Share, and Index for this company, grouped by the line of coverage the company was authorized to sell in this study period.

Year Line of Coverage JustifiedComplaint Ratio Market Share Complaint Share Index
2024 Personal Auto 12.66 .267 .65 2.44

If complaint data does not appear for this company, this link will provide you with an explanation.


Last Revised - December 03, 2007 11:57 AM
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