Company Profile
Company Complaint Information

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Company Performance
In compliance with California Insurance Code § 12921.1, the California Department of Insurance conducted a Consumer Complaint Study of all admitted insurance carriers. The company performance table provides the complaints determined by the department to require that corrective action be taken against the insurer, or leading to insurer compromise, or other remedy for the complainant, those that are found to be without merit, those with other outcomes, and justified complaints. Justified complaints often require additional review, as violations of California insurance laws may exist.

Year Closed Complaints
(TOTAL of Categories 1-3)
Category 1:
Complaints found to require corrective action, leading to insurer compromise, or other remedy for the complainant.
Category 2:
Complaints found to be without Merit.
Category 3:
Complaints with Other Outcomes
Category 4:
Justified Complaints
2019 70 15 30 25 4
2018 60 18 23 19 12
2017 41 12 10 19 8

Violation Study

The following table represents number and type of violations found, by reference to the line of insurance and law allegedly violated.

Year Line of Coverage Law Section Summarized Description of Law # of Alleged Violations
2019 Automobile CCR 2695.5a Must respond to the California Department of Insurance within 21 calendar days. 1
2019 Automobile CCR 2695.7b3 Must notify claimant that claim denial can be reviewed by the California Dept. of Insurance. 1
2019 Automobile CIC 11580.011 Coverage for replacement of child passenger restraint system; insurer obligation 1
2019 Disability CCR 2695.5b Must provide complete response to claimant inquiries within 15 calendar days. 1
2019 Disability CIC 880 Failure of insurer to use own name 1
2019 Disability CIC 790.03h3 Failing to adopt & implement standards for the prompt investigation & processing of claims 1
2019 Disability CIC 790.03h2 Failing to acknowledge and act promptly upon communications. 1
2019 Disability CCR 2695.5a Must respond to the California Department of Insurance within 21 calendar days. 1
2019 Disability CCR 2695.5e1 Must acknowledge notice of claim within 15 calendar days unless payment is made. 1
2019 Disability CCR 2695.3a File must contain all documents. 1
2019 Disability CIC 10123.13a Claim must be paid, contested, or denied in 30 days to insured and provider. If contested written notice must contain DOI language 1
2019 Homeowners CCR 2694a5 Failed to respond or did not provide a complete response 1
2019 Homeowners CCR 2695.5a Must respond to the California Department of Insurance within 21 calendar days. 1
2019 Liability CCR 2695.5a Must respond to the California Department of Insurance within 21 calendar days. 1
2019 Misc Lines CCR 2695.5a Must respond to the California Department of Insurance within 21 calendar days. 1

If complaint data does not appear for this company, this link will provide you with an explanation.
To view the California Insurance Code (CIC), Click here
To view the California Code of Regulations (CCR), Click here

Comparison Data

The information below is for complaints closed during the study period for this insurance company. The table provides the Justified Complaint Ratio, Market Share, Complaint Share, and Index for this company, grouped by the line of coverage the company was authorized to sell in this study period.

Year Line of Coverage JustifiedComplaint Ratio Market Share Complaint Share Index
2019 Homeowners .00 .243 .00 .00
2019 Commercial Auto .00 1.043 1.85 1.77
2019 Workers Compensation .00 1.937 .00 .00
2019 Commercial Multi-Peril .00 3.053 .00 .00
2019 Surety and Fidelity .00 6.986 .00 .00

If complaint data does not appear for this company, this link will provide you with an explanation.


Last Revised - December 03, 2007 11:57 AM
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